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Terms of Use

 

Introduction

Welcome to LIGIMO.com (“LIGIMO”, “we”, “our”, or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, mobile applications, and services (collectively, the “Platform”). By using the Platform you agree to these Terms. If you do not agree, please do not use the Platform.

1. Eligibility

To use LIGIMO you must be at least 18 years old (or the legal age in your jurisdiction) and capable of entering into binding contracts. By registering you represent and warrant that you meet these requirements.

2. Our Services

LIGIMO connects buyers and sellers through an online marketplace. We provide tools including an escrow payment mechanism to facilitate transactions. LIGIMO does not own, sell, or take title to products listed by third-party sellers unless explicitly stated.

3. User Accounts

  • You must provide accurate information when creating an account and keep it up to date.
  • You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
  • Notify us immediately if you suspect unauthorized use of your account.

4. Acceptable Use

You agree not to use the Platform for unlawful purposes, to list prohibited items, engage in fraud, or otherwise misuse the Platform. Prohibited conduct may lead to suspension, termination, and legal action.

5. Listings & Transactions

Sellers are responsible for the accuracy of their listings (descriptions, pricing, product availability). Buyers and sellers enter into commercial agreements directly; LIGIMO is a facilitator and not a party to their contract.

6. Escrow & Payments

Payments made through LIGIMO are held in escrow until delivery/confirmation criteria are met. We use third-party payment processors (e.g., Paystack). Release of funds follows our escrow and dispute procedures.

7. Fees

We may charge fees for certain services (transaction fees, listing fees, etc.). Fees will be disclosed at the point of sale. You are responsible for any payment processor or bank charges applicable to your transactions.

8. Refunds & Disputes

Refunds and disputes are handled under our Refund Policy. If a dispute arises, please follow the dispute resolution process on the Platform so funds remain protected in escrow while we review the case.

9. Intellectual Property

All content on LIGIMO (site design, text, images, logos, software) is owned by or licensed to LIGIMO. You may not copy, reproduce or use such content without our prior written permission.

10. Limitation of Liability

To the maximum extent permitted by law, LIGIMO and its officers, employees, and partners are not liable for indirect, incidental, consequential, or special damages arising from your use of the Platform. Our total liability is limited to the fees you paid to LIGIMO in the 12 months prior to the claim (if any).

11. Account Suspension & Termination

We may suspend or terminate accounts that violate these Terms, engage in fraud, or present a safety risk. We may also remove listings that breach policy.

12. Changes to the Terms

We may update these Terms from time to time. When we do, we will post the revised Terms with a new effective date. Continued use after changes indicates your acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes will be subject to the exclusive jurisdiction of Nigerian courts, unless otherwise required by applicable law.

14. Contact Us

If you have questions about these Terms, contact us at:
Email: support@ligimo.com
Phone: +234 XXX XXX XXXX
Address: [Insert Business Address]

This Terms of Use is a general template and does not constitute legal advice. Consider obtaining legal review before publishing.