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[terms-conditions title="LIGIMO Terms & Conditions"] 

Welcome to LIGIMO. These Terms & Conditions (“Terms”) govern your use of our website, services, and marketplace. By accessing or using LIGIMO, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account or using our services, you confirm that you have read, understood, and agreed to these Terms.

2. Eligibility

Users must be at least 18 years old or have legal capacity to enter into agreements under applicable law.

3. Account Registration

You are responsible for maintaining the confidentiality of your account details and for all activities under your account.

4. Use of Services

You agree not to misuse LIGIMO for fraudulent, unlawful, or harmful activities.

5. Escrow & Payments

LIGIMO provides an escrow system to protect buyers and sellers. Funds are only released when transactions are confirmed by both parties.

6. Refund Policy

Refunds are subject to our Refund Policy and may only be granted for eligible transactions.

7. Intellectual Property

All content, trademarks, and materials on LIGIMO are the property of LIGIMO and may not be used without permission.

8. Limitation of Liability

LIGIMO is not responsible for indirect, incidental, or consequential damages arising from the use of our platform.

9. Termination

We may suspend or terminate accounts that violate these Terms or engage in fraudulent activities.

10. Governing Law

These Terms are governed by the laws of Nigeria.

If you have any questions about these Terms, please contact us via our Contact Page.

[/terms-conditions]